{"id":1177,"date":"2025-10-22T05:17:27","date_gmt":"2025-10-22T05:17:27","guid":{"rendered":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/?page_id=1177"},"modified":"2025-10-24T16:42:48","modified_gmt":"2025-10-24T16:42:48","slug":"bankruptcy-lawyer-ma-nh","status":"publish","type":"page","link":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/","title":{"rendered":"Bankruptcy FAQ\u2019s"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1177\" class=\"elementor elementor-1177\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-192ae70 e-con-full e-flex e-con e-parent\" data-id=\"192ae70\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4377dc8 elementor-widget elementor-widget-template\" data-id=\"4377dc8\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"390\" class=\"elementor elementor-390\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-9b128c9 e-flex e-con-boxed e-con e-parent\" data-id=\"9b128c9\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e28b50 elementor-widget elementor-widget-heading\" data-id=\"6e28b50\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Bankruptcy Lawyer in Massachusetts &amp; NH \u2013 FAQ\u2019s<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-636ce4d e-flex e-con-boxed e-con e-parent\" data-id=\"636ce4d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2e69913 e-con-full e-flex e-con e-child\" data-id=\"2e69913\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-eb311d4 e-con-full e-flex e-con e-child\" data-id=\"eb311d4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3bfd5df elementor-widget elementor-widget-template\" data-id=\"3bfd5df\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"654\" class=\"elementor elementor-654\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61d0e69d e-con-full e-flex e-con e-child\" data-id=\"61d0e69d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ab6ad89 elementor-widget elementor-widget-heading\" data-id=\"2ab6ad89\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Practice Areas<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c846eea elementor-nav-menu__text-align-aside elementor-widget elementor-widget-nav-menu\" data-id=\"7c846eea\" data-element_type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;dropdown&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;svg aria-hidden=\\&quot;true\\&quot; class=\\&quot;e-font-icon-svg e-fas-caret-down\\&quot; viewBox=\\&quot;0 0 320 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;}}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-7c846eea\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-617\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/injury-law\/\" aria-haspopup=\"true\" aria-expanded=\"false\" class=\"elementor-item\" tabindex=\"-1\">Injury Law<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-618\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/car-accident\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Car Accident Lawyer Lowell MA<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-666\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/catastrophic-injury\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Catastrophic Injury Laws<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-696\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/dog-bites\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Dog Bites<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-720\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/motorcycle-accident\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Motorcycle Accident<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-739\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/nursing-home-negligence\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Nursing Home Negligence<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-758\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/personal-injury\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Personal Injury<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-791\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/product-liability\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Product Liability<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-818\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/slip-and-fall\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Slip and Fall<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-834\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/spinal-cord-injury\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Spinal Cord Injury<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-861\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/truck-accident\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Truck Accident<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-891\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/workers-compensation\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Workers\u2019 Compensation<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-909\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wrongful-death\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Wrongful Death<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-912\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/family-law\/\" aria-haspopup=\"true\" aria-expanded=\"false\" class=\"elementor-item\" tabindex=\"-1\">Family Law<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-940\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/209a-restraining-orders-lawyer\/\" class=\"elementor-sub-item\" tabindex=\"-1\">209A Restraining Orders<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-979\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/child-custody-support\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Child Custody &#038; Support<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-999\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/decision-making-residential-responsibility\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Decision Making and Residential Responsibilities<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1002\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/divorce-law\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Divorce Law<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1051\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/domestic-violence\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Domestic Violence<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1059\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/high-net-worth-divorce-lawyer\/\" class=\"elementor-sub-item\" tabindex=\"-1\">High Net Worth<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1088\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/limited-assistance-representation\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Limited Assistance Representation<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1103\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/modification-and-contempt\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Modification and Contempt<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1110\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/parental-rights-disputes\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Parental Rights and Disputes<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1123\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/prenuptial-postnuptial-agreements\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Prenuptial and Postnuptial Agreements<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1136\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/property-division\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Property Division<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1167\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/same-sex-divorce\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Same Sex Divorce<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1171\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy\/\" aria-haspopup=\"true\" aria-expanded=\"false\" class=\"elementor-item\" tabindex=\"-1\">Bankruptcy<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1188\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Bankruptcy FAQ\u2019s<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1207\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/chapter-7\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Chapter 7 Bankruptcy<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1210\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/debt-relief\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Debt Relief<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1245\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/estate-planning\/\" aria-haspopup=\"true\" aria-expanded=\"false\" class=\"elementor-item\" tabindex=\"-1\">Estate Planning<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1272\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/health-care-proxy\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Health Care Proxy<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1276\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/probate-law\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Probate Law<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1292\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/trusts\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Trusts<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1293\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wills\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Wills<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1365\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/business-law-2\/\" aria-haspopup=\"true\" aria-expanded=\"false\" class=\"elementor-item\" tabindex=\"-1\">Business Law<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1366\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/business-law\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Business Law<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1364\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/corporate-law\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Corporate Law<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1381\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/real-estate\/\" aria-haspopup=\"true\" aria-expanded=\"false\" class=\"elementor-item\" tabindex=\"-1\">Real Estate<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1383\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/residential-real-estate\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Residential Real Estate<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1382\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/commercial-real-estate\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Commercial Real Estate<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1426\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/employment-law-2\/\" aria-haspopup=\"true\" aria-expanded=\"false\" class=\"elementor-item\" tabindex=\"-1\">Employment Law<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1448\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/employment-law\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Employment Law<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1454\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/sexual-harassment\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Sexual Harassment Laws<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1464\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wrongful-termination\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Wrongful Termination<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1463\"><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/workers-compensation\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Workers\u2019 Compensation<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c472c82 e-con-full e-flex e-con e-child\" data-id=\"c472c82\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c598e87 e-con-full e-flex e-con e-child\" data-id=\"c598e87\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bdae797 e-con-full e-flex e-con e-child\" data-id=\"bdae797\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb2b778 elementor-widget elementor-widget-text-editor\" data-id=\"bb2b778\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The decision to file or not to\u00a0file bankruptcy in Massachusetts\u00a0or New Hampshire can be a complicated and an extremely difficult one to make for an individual or family. The stigma of bankruptcy often prevents people from finding out the facts or simply believing the many myths out there. If you are considering bankruptcy or simply want to be more informed about what bankruptcy may mean for your individual situation, the\u00a0<a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/attorney-profile\/\">Massachusetts bankruptcy lawyer<\/a>\u00a0at the law firm of George C. Malonis can answer your questions, help you decide the best course of action, and help you navigate the process if you decide to file bankruptcy.<\/p><p>While the intricacies of filing for bankruptcy can be complex, there are a few common questions and answers that can help most people make a more informed decision.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47fdc48 e-con-full e-flex e-con e-child\" data-id=\"47fdc48\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16fa79d elementor-widget elementor-widget-image\" data-id=\"16fa79d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"557\" height=\"380\" src=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/10\/Bankruptcy-Lawyer.webp\" class=\"attachment-full size-full wp-image-1194\" alt=\"Bankruptcy Lawyer image\" srcset=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/10\/Bankruptcy-Lawyer.webp 557w, https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/10\/Bankruptcy-Lawyer-300x205.webp 300w\" sizes=\"(max-width: 557px) 100vw, 557px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e2bfd36 e-con-full e-flex e-con e-child\" data-id=\"e2bfd36\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b59e328 e-con-full e-flex e-con e-child\" data-id=\"b59e328\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35bfbec elementor-widget elementor-widget-heading\" data-id=\"35bfbec\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">If I file, what happens right away?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7afefbf elementor-widget elementor-widget-text-editor\" data-id=\"7afefbf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Once you decide to file and let us guide you through your bankruptcy, your\u00a0<a href=\"http:\/\/en.wikipedia.org\/wiki\/Creditor\" target=\"_blank\" rel=\"noopener\">creditors<\/a>\u00a0will have to immediately stop all attempts to collect debt. You will be given a case number or you can have them contact the law firm of George C. Malonis directly to verify you have filed. This will put an end to those harassing calls and letters. Stopping the harassment will help alleviate a great deal of the stress and anxiety that plagues those who are having financial difficulties.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ffb19d6 elementor-widget elementor-widget-heading\" data-id=\"ffb19d6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What debts WON\u2019T be discharged if I file?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1975ce elementor-widget elementor-widget-text-editor\" data-id=\"f1975ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>While bankruptcy can essentially help you get the fresh start you need to get back on your feet and experience financial freedom once again, it will not wipe out all of your debts. This is perhaps the biggest misconception about bankruptcy. The types of debts that will not be wiped out with a bankruptcy filing include, but are not limited to, student loan debt, child support, some taxes, or court ordered restitution or fines.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-254c135 elementor-widget elementor-widget-heading\" data-id=\"254c135\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the most common types of bankruptcy?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef22a0c elementor-widget elementor-widget-text-editor\" data-id=\"ef22a0c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/chapter-7\/\">Chapter 7 bankruptcy<\/a>\u00a0is the most common and often referred to as personal bankruptcy. This is where most of your debt is discharged as your assets are liquidated and used to pay off what you owe. There are certain assets that can be declared exempt so you do not lose everything.<\/p><p>Chapter 13 is the next most common form of bankruptcy filed in Massachusetts and New Hampshire. When you file\u00a0<a href=\"http:\/\/www.uscourts.gov\/FederalCourts\/Bankruptcy\/BankruptcyBasics\/Chapter13.aspx\" target=\"_blank\" rel=\"noopener\">chapter 13 bankruptcy<\/a>, you are essentially agreeing to a court approved plan to pay back a portion of your debt within certain time frame. The timeframe to get a handle on debt and start moving toward a better financial situation is typically 3 to 5 years.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec2cb0d elementor-widget elementor-widget-heading\" data-id=\"ec2cb0d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefits to hiring a bankruptcy lawyer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5bd732 elementor-widget elementor-widget-text-editor\" data-id=\"c5bd732\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you are having a difficult time dealing with financial obligations and feel bankruptcy may be the best possible solution, the law firm of George C. Malonis is a\u00a0<a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/debt-relief\/\">debt relief attorney in MA &amp; NH<\/a>\u00a0and can help you start the journey towards recovery. Our firm is compassionate and experienced and a good choice for Massachusetts or New Hampshire residents who need more information about bankruptcy. Once you decide to file, George C. Malonis will be there to take the reins and fight to protect you, your reputation and your financial future.<\/p><p>Contact Attorney Malonis Today for a\u00a0<a href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/contact\/\">Free Bankruptcy Consultation\u00a0<\/a>\u00a0\u2013 Call 978-453-4500.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The decision to file or not to\u00a0file bankruptcy in Massachusetts\u00a0or New Hampshire can be a complicated and an extremely difficult one to make for an individual or family. The stigma of bankruptcy often prevents people from finding out the facts or simply believing the many myths out there. If you are considering bankruptcy or simply [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1177","page","type-page","status-publish","hentry","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Lowell Bankruptcy Lawyer | Massachusetts Chapter 7 Lawyer | Dracut, Pelham &amp; Nashua NH<\/title>\n<meta name=\"description\" content=\"Top Bankruptcy Lawyer in Lowell MA. For Qusetions on How To File Bankruptcy in MA or NH, Call Attorney Malonis. 978-453-4500. Free Consultations! Frequently Asked Questions in Relations to Bankruptcy or Chapter 7 in Dracut MA, Pelham NH &amp; Nashua NH.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lowell Bankruptcy Lawyer | Massachusetts Chapter 7 Lawyer | Dracut, Pelham &amp; Nashua NH\" \/>\n<meta property=\"og:description\" content=\"Top Bankruptcy Lawyer in Lowell MA. For Qusetions on How To File Bankruptcy in MA or NH, Call Attorney Malonis. 978-453-4500. Free Consultations! Frequently Asked Questions in Relations to Bankruptcy or Chapter 7 in Dracut MA, Pelham NH &amp; Nashua NH.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/\" \/>\n<meta property=\"og:site_name\" content=\"George C. Malonis, PC\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-24T16:42:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/10\/Bankruptcy-Lawyer.webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/\",\"url\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/\",\"name\":\"Lowell Bankruptcy Lawyer | Massachusetts Chapter 7 Lawyer | Dracut, Pelham & Nashua NH\",\"isPartOf\":{\"@id\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/10\/Bankruptcy-Lawyer.webp\",\"datePublished\":\"2025-10-22T05:17:27+00:00\",\"dateModified\":\"2025-10-24T16:42:48+00:00\",\"description\":\"Top Bankruptcy Lawyer in Lowell MA. For Qusetions on How To File Bankruptcy in MA or NH, Call Attorney Malonis. 978-453-4500. Free Consultations! Frequently Asked Questions in Relations to Bankruptcy or Chapter 7 in Dracut MA, Pelham NH & Nashua NH.\",\"breadcrumb\":{\"@id\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/#primaryimage\",\"url\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/10\/Bankruptcy-Lawyer.webp\",\"contentUrl\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/10\/Bankruptcy-Lawyer.webp\",\"width\":557,\"height\":380,\"caption\":\"Bankruptcy Lawyer image\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bankruptcy FAQ\u2019s\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/#website\",\"url\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/\",\"name\":\"George C. Malonis, PC\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/#organization\",\"name\":\"George C. Malonis, PC\",\"url\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/09\/site-logo.webp\",\"contentUrl\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/09\/site-logo.webp\",\"width\":394,\"height\":50,\"caption\":\"George C. Malonis, PC\"},\"image\":{\"@id\":\"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Lowell Bankruptcy Lawyer | Massachusetts Chapter 7 Lawyer | Dracut, Pelham & Nashua NH","description":"Top Bankruptcy Lawyer in Lowell MA. For Qusetions on How To File Bankruptcy in MA or NH, Call Attorney Malonis. 978-453-4500. Free Consultations! Frequently Asked Questions in Relations to Bankruptcy or Chapter 7 in Dracut MA, Pelham NH & Nashua NH.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/","og_locale":"en_US","og_type":"article","og_title":"Lowell Bankruptcy Lawyer | Massachusetts Chapter 7 Lawyer | Dracut, Pelham & Nashua NH","og_description":"Top Bankruptcy Lawyer in Lowell MA. For Qusetions on How To File Bankruptcy in MA or NH, Call Attorney Malonis. 978-453-4500. Free Consultations! Frequently Asked Questions in Relations to Bankruptcy or Chapter 7 in Dracut MA, Pelham NH & Nashua NH.","og_url":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/","og_site_name":"George C. Malonis, PC","article_modified_time":"2025-10-24T16:42:48+00:00","og_image":[{"url":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/10\/Bankruptcy-Lawyer.webp","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/","url":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/","name":"Lowell Bankruptcy Lawyer | Massachusetts Chapter 7 Lawyer | Dracut, Pelham & Nashua NH","isPartOf":{"@id":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/#primaryimage"},"image":{"@id":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/#primaryimage"},"thumbnailUrl":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/10\/Bankruptcy-Lawyer.webp","datePublished":"2025-10-22T05:17:27+00:00","dateModified":"2025-10-24T16:42:48+00:00","description":"Top Bankruptcy Lawyer in Lowell MA. For Qusetions on How To File Bankruptcy in MA or NH, Call Attorney Malonis. 978-453-4500. Free Consultations! Frequently Asked Questions in Relations to Bankruptcy or Chapter 7 in Dracut MA, Pelham NH & Nashua NH.","breadcrumb":{"@id":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/#primaryimage","url":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/10\/Bankruptcy-Lawyer.webp","contentUrl":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/10\/Bankruptcy-Lawyer.webp","width":557,"height":380,"caption":"Bankruptcy Lawyer image"},{"@type":"BreadcrumbList","@id":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/bankruptcy-lawyer-ma-nh\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/"},{"@type":"ListItem","position":2,"name":"Bankruptcy FAQ\u2019s"}]},{"@type":"WebSite","@id":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/#website","url":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/","name":"George C. Malonis, PC","description":"","publisher":{"@id":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/#organization","name":"George C. Malonis, PC","url":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/#\/schema\/logo\/image\/","url":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/09\/site-logo.webp","contentUrl":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-content\/uploads\/2025\/09\/site-logo.webp","width":394,"height":50,"caption":"George C. Malonis, PC"},"image":{"@id":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-json\/wp\/v2\/pages\/1177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-json\/wp\/v2\/comments?post=1177"}],"version-history":[{"count":14,"href":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-json\/wp\/v2\/pages\/1177\/revisions"}],"predecessor-version":[{"id":1524,"href":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-json\/wp\/v2\/pages\/1177\/revisions\/1524"}],"wp:attachment":[{"href":"https:\/\/staging8.dynaserverx.com\/malonislawoffice.com\/wp-json\/wp\/v2\/media?parent=1177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}