{"id":937,"date":"2025-04-17T17:12:24","date_gmt":"2025-04-17T17:12:24","guid":{"rendered":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/?post_type=articles&#038;p=937"},"modified":"2025-04-17T17:12:24","modified_gmt":"2025-04-17T17:12:24","slug":"how-do-i-make-a-property-insurance-claim","status":"publish","type":"articles","link":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/","title":{"rendered":"How Do I Make a Property Insurance Claim?"},"content":{"rendered":"<p>When it is time to make an insurance claim, the more prepared you are, the more smoothly it will go. Be familiar not only with your policies but also with the steps you should take to file a claim.<\/p>\n<h2>Preventive Measures<\/h2>\n<p>It\u2019s important to know beforehand what to expect from the insurance company. When you buy any insurance policy, read the contract carefully and learn specifically what is not covered. Know what numbers to call and the type of information you will need when speaking with a claims agent.<\/p>\n<p>It\u2019s also a good idea to take an inventory of your belongings and keep the list in a safe-deposit box. Make sure to include:<\/p>\n<ul>\n<li>Descriptions of possessions; for example, the makes and model numbers of electronic equipment and appliances.<\/li>\n<li>Photographs or a videotape showing the condition and quality of your insured items, especially jewelry or antiques and collectibles.<\/li>\n<li>Appraisals of expensive items such as antiques, artwork, furs, and jewelry.<\/li>\n<li>Receipts documenting purchase prices; canceled checks or charge-card statements also can be used.<\/li>\n<\/ul>\n<h2>When Trouble Strikes<\/h2>\n<p>File a complete and accurate claim as soon as possible. Take the time to fill out everything the way the insurance company wants it. Or, if you are on the phone with a claims agent, be extremely detailed in your descriptions and be certain that all your information is correct.<\/p>\n<ul>\n<li>File a police report in the event of theft or vandalism. Your claim may be denied if you don\u2019t.<\/li>\n<li>Write a detailed account of any incident immediately after it occurs so that you are more likely to remember what happened.<\/li>\n<li>Take photos of any damage.<\/li>\n<li>Telephone your agent and send him or her a copy of the police report. Follow his or her instructions on how to proceed.<\/li>\n<\/ul>\n<p>Filing a claim can be stressful, but being properly prepared and knowing what to expect will help move the process along, possibly allowing you to receive the funds you need to cover your losses in a more timely manner.<\/p>\n<p>&nbsp;<\/p>\n<p>The information in this newsletter is not intended as tax, legal, investment, or retirement advice or recommendations, and it may not be relied on for the \u00adpurpose of \u00adavoiding any \u00adfederal tax penalties. You are encouraged to seek guidance from an independent tax or legal professional. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the \u00adpurchase or sale of any security. This material was written and prepared by Broadridge Advisor Solutions. \u00a9 2025 Broadridge Financial Solutions, Inc.<\/p>\n","protected":false},"featured_media":938,"template":"","meta":{"_acf_changed":false},"article-category":[20],"class_list":["post-937","articles","type-articles","status-publish","has-post-thumbnail","hentry","article-category-risk-management"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Do I Make a Property Insurance Claim? - New England Trust<\/title>\n<meta name=\"description\" content=\"In Evanston, IL, Robard Flaremoor offers Financial Planning Services &amp; Financial Advice. \u2018Financial Services\u2019 from College Funding to Wealth Protection. \u2018Tax Services\u2019 include Tax Preparation, Tax Reduction, and Tax Management\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Do I Make a Property Insurance Claim? - New England Trust\" \/>\n<meta property=\"og:description\" content=\"In Evanston, IL, Robard Flaremoor offers Financial Planning Services &amp; Financial Advice. \u2018Financial Services\u2019 from College Funding to Wealth Protection. \u2018Tax Services\u2019 include Tax Preparation, Tax Reduction, and Tax Management\" \/>\n<meta property=\"og:url\" content=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/\" \/>\n<meta property=\"og:site_name\" content=\"New England Trust\" \/>\n<meta property=\"og:image\" content=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/04\/Making_a-Claim001.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"860\" \/>\n\t<meta property=\"og:image:height\" content=\"503\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/\",\"url\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/\",\"name\":\"How Do I Make a Property Insurance Claim? - New England Trust\",\"isPartOf\":{\"@id\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/04\/Making_a-Claim001.jpg\",\"datePublished\":\"2025-04-17T17:12:24+00:00\",\"description\":\"In Evanston, IL, Robard Flaremoor offers Financial Planning Services & Financial Advice. \u2018Financial Services\u2019 from College Funding to Wealth Protection. \u2018Tax Services\u2019 include Tax Preparation, Tax Reduction, and Tax Management\",\"breadcrumb\":{\"@id\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/#primaryimage\",\"url\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/04\/Making_a-Claim001.jpg\",\"contentUrl\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/04\/Making_a-Claim001.jpg\",\"width\":860,\"height\":503},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How Do I Make a Property Insurance Claim?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/#website\",\"url\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/\",\"name\":\"New England Trust\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/#organization\",\"name\":\"New England Trust\",\"url\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/03\/LOGO.jpg\",\"contentUrl\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/03\/LOGO.jpg\",\"width\":310,\"height\":132,\"caption\":\"New England Trust\"},\"image\":{\"@id\":\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How Do I Make a Property Insurance Claim? - New England Trust","description":"In Evanston, IL, Robard Flaremoor offers Financial Planning Services & Financial Advice. \u2018Financial Services\u2019 from College Funding to Wealth Protection. \u2018Tax Services\u2019 include Tax Preparation, Tax Reduction, and Tax Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/","og_locale":"en_US","og_type":"article","og_title":"How Do I Make a Property Insurance Claim? - New England Trust","og_description":"In Evanston, IL, Robard Flaremoor offers Financial Planning Services & Financial Advice. \u2018Financial Services\u2019 from College Funding to Wealth Protection. \u2018Tax Services\u2019 include Tax Preparation, Tax Reduction, and Tax Management","og_url":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/","og_site_name":"New England Trust","og_image":[{"width":860,"height":503,"url":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/04\/Making_a-Claim001.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/","url":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/","name":"How Do I Make a Property Insurance Claim? - New England Trust","isPartOf":{"@id":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/#primaryimage"},"image":{"@id":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/#primaryimage"},"thumbnailUrl":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/04\/Making_a-Claim001.jpg","datePublished":"2025-04-17T17:12:24+00:00","description":"In Evanston, IL, Robard Flaremoor offers Financial Planning Services & Financial Advice. \u2018Financial Services\u2019 from College Funding to Wealth Protection. \u2018Tax Services\u2019 include Tax Preparation, Tax Reduction, and Tax Management","breadcrumb":{"@id":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/#primaryimage","url":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/04\/Making_a-Claim001.jpg","contentUrl":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/04\/Making_a-Claim001.jpg","width":860,"height":503},{"@type":"BreadcrumbList","@id":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/articles\/how-do-i-make-a-property-insurance-claim\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/"},{"@type":"ListItem","position":2,"name":"How Do I Make a Property Insurance Claim?"}]},{"@type":"WebSite","@id":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/#website","url":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/","name":"New England Trust","description":"","publisher":{"@id":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/#organization","name":"New England Trust","url":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/#\/schema\/logo\/image\/","url":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/03\/LOGO.jpg","contentUrl":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/03\/LOGO.jpg","width":310,"height":132,"caption":"New England Trust"},"image":{"@id":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-json\/wp\/v2\/articles\/937","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-json\/wp\/v2\/articles"}],"about":[{"href":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-json\/wp\/v2\/types\/articles"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-json\/wp\/v2\/media\/938"}],"wp:attachment":[{"href":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-json\/wp\/v2\/media?parent=937"}],"wp:term":[{"taxonomy":"article-category","embeddable":true,"href":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-json\/wp\/v2\/article-category?post=937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}