{"id":1185,"date":"2025-04-18T23:33:37","date_gmt":"2025-04-18T23:33:37","guid":{"rendered":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/?post_type=newsletter&#038;p=1185"},"modified":"2025-04-18T23:49:48","modified_gmt":"2025-04-18T23:49:48","slug":"where-will-you-live-as-you-grow-older","status":"publish","type":"newsletter","link":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/where-will-you-live-as-you-grow-older\/","title":{"rendered":"Where Will You Live as You Grow Older?"},"content":{"rendered":"<p>For this reason, there may come a time when you rethink the practicality of your living situation. And planning ahead could help ensure that you will have access to the type of care you need, in the setting that you prefer, as you age. Here are some common options to consider.<\/p>\n<h2>Your home<\/h2>\n<p>Given a choice, you might prefer to receive care in your own home, as it offers a measure of independence in a familiar environment. Family caregivers, friends, or paid workers could assist with everyday tasks, and professionals such as nurses and home health aides could provide home health care. In addition, a variety of community support services may be available, including adult day-care centers and transportation services.<\/p>\n<h2>Assisted living facilities<\/h2>\n<p>If you want to remain independent but need some help with activities of daily living on a regular basis, you might choose to live in an assisted living facility. These home-like facilities offer housing, meals, and custodial care (help with bathing, dressing, housecleaning, etc.) but generally not medical or nursing services.<\/p>\n<h2>Continuing care retirement communities<\/h2>\n<p>Also known as life plan communities, CCRCs provide a range of services \u2014 from independent living to full-time skilled nursing care \u2014 all in the same location, allowing you to age in place. The housing options offered by CCRCs may include townhouses or cottages for independent living, assisted living apartments, and nursing home accommodations.<\/p>\n<figure id=\"attachment_1187\" aria-describedby=\"caption-attachment-1187\" style=\"width: 700px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-1187 size-full\" src=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/04\/WA_24056_Where-Will-You-Live-as-You-Grow-Older-CHART.jpg\" alt=\"\" width=\"700\" height=\"262\" srcset=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/04\/WA_24056_Where-Will-You-Live-as-You-Grow-Older-CHART.jpg 700w, https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/wp-content\/uploads\/2025\/04\/WA_24056_Where-Will-You-Live-as-You-Grow-Older-CHART-300x112.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><figcaption id=\"caption-attachment-1187\" class=\"wp-caption-text\">Source: Genworth, 2021 (multiple responses allowed)<\/figcaption><\/figure>\n<h2>Nursing homes<\/h2>\n<p>Nursing homes are generally the most expensive (and least desirable) option, but they are often a last resort for those with serious health conditions who can no longer take care of themselves. State-licensed nursing facilities offer more specialized skilled care, custodial care, and intermediate care \u2014 which is for individuals who were hospitalized and require rehabilitation and additional support until they are well enough to return home.<\/p>\n<p>1) U.S. Department of Health and Human Services, 2022<\/p>\n<p>This information is not intended as tax, legal, investment, or retirement advice or recommendations, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek guidance from an independent tax or legal professional. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Broadridge Advisor Solutions. \u00a9 2024 Broadridge Financial Solutions, Inc.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"featured_media":1186,"template":"","meta":{"_acf_changed":false},"newsletter-category":[26],"class_list":["post-1185","newsletter","type-newsletter","status-publish","has-post-thumbnail","hentry","newsletter-category-may"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Where Will You Live as You Grow Older? - New England Trust<\/title>\n<meta name=\"description\" content=\"In Evanston, IL, Robard Flaremoor offers Financial Planning Services &amp; Financial Advice. \u2018Financial Services\u2019 from College Funding to Wealth Protection. \u2018Tax Services\u2019 include Tax Preparation, Tax Reduction, and Tax Management\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/where-will-you-live-as-you-grow-older\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Where Will You Live as You Grow Older? 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