{"id":1221,"date":"2025-04-19T00:22:03","date_gmt":"2025-04-19T00:22:03","guid":{"rendered":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/?page_id=1221"},"modified":"2025-06-17T17:11:13","modified_gmt":"2025-06-17T17:11:13","slug":"newsletters","status":"publish","type":"page","link":"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletters\/","title":{"rendered":"Newsletters"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1221\" class=\"elementor elementor-1221\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf49111 e-flex e-con-boxed e-con e-parent\" data-id=\"cf49111\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e77613 elementor-widget elementor-widget-text-editor\" data-id=\"0e77613\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Will you outlive your retirement income? Are your financial expectations for the coming year realistic?<\/p><p style=\"text-align: left;\">Our financial newsletters are designed to provide helpful information on a wide variety of financial topics. Simply click on one of the newsletter topics below to read the article in its entirety.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-40045cb e-con-full e-flex e-con e-child\" data-id=\"40045cb\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b1c112e e-con-full e-flex e-con e-child\" data-id=\"b1c112e\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c8e0c57 e-con-full e-flex e-con e-child\" data-id=\"c8e0c57\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c5eafb elementor-widget elementor-widget-heading\" data-id=\"7c5eafb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">June<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3b6a22 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"a3b6a22\" data-element_type=\"widget\" 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class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t<style id=\"loop-1227\">.elementor-1227 .elementor-element.elementor-element-e4ff02f{--display:flex;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--flex-wrap:wrap;--align-content:center;}.elementor-1227 .elementor-element.elementor-element-eb006c4{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:flex-start;--gap:0px 10px;--row-gap:0px;--column-gap:10px;}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-1227 .elementor-element.elementor-element-dad7079{width:auto;max-width:auto;color:#FFFFFF;}.elementor-1227 .elementor-element.elementor-element-dad7079 > .elementor-widget-container{background-color:var( --e-global-color-secondary );padding:0px 10px 0px 10px;border-radius:15px 15px 15px 15px;}.elementor-1227 .elementor-element.elementor-element-dad7079.elementor-element{--align-self:flex-start;--flex-grow:0;--flex-shrink:0;}.elementor-widget-theme-post-title .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size );font-weight:var( 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.elementor-widget-container{margin:0px 0px 0px 0px;}@media(max-width:1366px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-title .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:1024px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-title .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-title .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}\/* Start custom CSS for text-editor, class: .elementor-element-dad7079 *\/.elementor-1227 .elementor-element.elementor-element-dad7079 p{margin-bottom:0;}\/* End custom CSS *\/<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1283 post-1283 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-june\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dad7079 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"dad7079\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HOT TOPIC<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/real-estate-roundup-feeling-the-impact-of-higher-rates\/\">Real Estate Roundup: Feeling the Impact of Higher Rates<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>On the residential side of the market, the national median price of an existing home rose 5.7% over the year that ended in April 2024 to reach $407,600, a record high for April.2 Despite sky-high...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1279 post-1279 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-june\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/investor-know-thyself-how-your-biases-can-affect-investment-decisions\/\">Investor, Know Thyself: How Your Biases Can Affect Investment Decisions<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>In recent decades, another school of thought has emerged. This field \u2014 known as behavioral economics or behavioral finance \u2014 has identified unconscious cognitive biases that can influence even the most stoic investor. Understanding these...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1277 post-1277 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-june\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/do-you-need-to-adjust-your-tax-withholding\/\">Do You Need to Adjust Your Tax Withholding?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Tax withholding is a balancing act. If you have too much tax withheld, you will receive a refund when you file your income tax return. If you prefer to receive more in your paycheck, you...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1271 post-1271 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-june\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/insurance-gaps-may-pose-risks-for-high-net-worth-households\/\">Insurance Gaps May Pose Risks for High-Net-Worth Households<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>If you own a pool or trampoline, entertain often, have teenagers who drive, employ household workers, coach youth sports, or are a public figure, the odds are even higher that you could become the target...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1268 post-1268 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-june\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/the-united-states-is-older-than-ever-before\/\">The United States Is Older Than Ever Before<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>About one-third of states now have a median age above 40. Maine is the oldest state (44.8), followed by New Hampshire (43.3). Utah (31.9), the District of Columbia (34.8), and Texas (35.5) have the youngest...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1260 post-1260 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-june\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/are-you-spending-money-to-keep-stuff-you-dont-need\/\">Are You Spending Money to Keep Stuff You Don\u2019t Need?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>If you keep excess belongings stored away from home and well out of sight, this recurring monthly expense may not stay top of mind. However, finding the motivation to empty a storage space could create...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c19fe18 e-con-full e-flex e-con e-child\" data-id=\"c19fe18\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-429e099 elementor-widget elementor-widget-heading\" data-id=\"429e099\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">May<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b70bba6 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"b70bba6\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:1227,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1208 post-1208 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-may\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dad7079 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"dad7079\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HOT TOPIC<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/what-stubborn-inflation-could-mean-for-the-u-s-economy\/\">What Stubborn Inflation Could Mean for the U.S. Economy<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>The stock market dropped sharply on this news and continued to slide over the following days, while economists engaged in public handwringing over why their projections had been wrong and what the higher numbers might...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1205 post-1205 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-may\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/market-measures-beyond-the-dow\/\">Market Measures: Beyond the Dow<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>In fact, there are hundreds of indexes that track various categories of investments. While you cannot invest directly in an index, you can buy funds that track specific indexes, and you can look at indexes...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1203 post-1203 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-may\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/new-save-repayment-plan-offers-key-benefits\/\">New SAVE Repayment Plan Offers Key Benefits<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>The SAVE Plan replaces the existing Revised Pay As You Earn (REPAYE) Plan, and all borrowers who are currently enrolled in REPAYE will be automatically transferred to SAVE. How SAVE helps borrowers The SAVE Plan...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1201 post-1201 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-may\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/esg-investing-in-the-spotlight\/\">ESG Investing in the Spotlight<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>More recently, ESG investing has become controversial, primarily due to large institutional investors such as universities and pension funds using ESG factors to construct their portfolios. Critics say that this approach compromises potential returns, while...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1191 post-1191 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-may\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/housing-market-trends-are-they-helping-or-hurting-the-economy\/\">Housing Market Trends: Are They Helping or Hurting the Economy?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Near the end of October 2023, the average rate for a 30-year fixed mortgage climbed to a 23-year high of nearly 8%, before retreating a bit.2 But despite sky-high borrowing costs, buyer demand exceeded the...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1185 post-1185 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-may\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/where-will-you-live-as-you-grow-older\/\">Where Will You Live as You Grow Older?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>For this reason, there may come a time when you rethink the practicality of your living situation. And planning ahead could help ensure that you will have access to the type of care you need,...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4618bdf e-con-full e-flex e-con e-child\" data-id=\"4618bdf\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65142b2 elementor-widget elementor-widget-heading\" data-id=\"65142b2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">April<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9d384f elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"f9d384f\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:1227,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1475 post-1475 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-april\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dad7079 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"dad7079\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HOT TOPIC<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/tariff-turmoil-or-economic-signal-the-makings-of-a-stock-market-correction\/\">Tariff Turmoil or Economic Signal? The Makings of a Stock Market Correction<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>President Trump\u2019s rapid, on-and-off implementation of tariffs and the escalating trade war it sparked unsettled the financial markets. Meanwhile, the U.S. economy, which had appeared to be pulling off a soft landing, began to flash...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1472 post-1472 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-april\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/are-you-missing-the-bulls-eye-with-a-target-date-fund\/\">Are You Missing the Bull\u2019s-Eye with a Target-Date Fund?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>In fact, target-date funds are not as simple as they appear to be. Like all investment options, they have strengths and weaknesses. Focused on time Target-date funds offer a professionally managed mix of assets \u2014...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1470 post-1470 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-april\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/breaking-down-the-numbers-the-soaring-u-s-national-debt\/\">Breaking Down the Numbers: The Soaring U.S. National Debt<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>The difference between deficit and debt When the federal government spends more money than it collects in taxes in any given fiscal year (the government\u2019s fiscal year runs from October 1 to September 30), there...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1467 post-1467 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-april\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/cancer-happens-insurance-can-help-fortify-your-finances\/\">Cancer Happens: Insurance Can Help Fortify Your Finances<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Although it\u2019s scary to consider the possibility of a cancer diagnosis, it might be helpful to prepare for the financial implications. Even with health insurance, today\u2019s advanced cancer treatments can be very costly. And for...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1464 post-1464 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-april\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/traditional-or-roth-contributions-think-it-through-for-future-you\/\">Traditional or Roth Contributions? Think It Through for Future You<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>If your employer-sponsored retirement saving plan allows traditional and\/or Roth contributions, which type should you choose? It may help to compare the key features of these accounts and consider a couple of hypothetical examples. Saving...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1460 post-1460 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-april\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/the-four-day-workweek-is-it-destiny-or-a-distant-dream\/\">The Four-Day Workweek: Is It Destiny or a Distant Dream?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Once considered a far-fetched notion, the prospect of a four-day workweek (with no loss in pay) is now being taken seriously by companies around the world. This is largely due to changing attitudes towards work-life...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c16ec98 e-con-full e-flex e-con e-child\" data-id=\"c16ec98\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cce65ee elementor-widget elementor-widget-heading\" data-id=\"cce65ee\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">March<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a23dee elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"7a23dee\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:1227,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1457 post-1457 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-march\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dad7079 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"dad7079\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HOT TOPIC<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/tariffs-how-they-work-and-potential-economic-effects\/\">Tariffs: How They Work and Potential Economic Effects<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>A tariff is a tax on a particular class of imported goods or services that is typically designed to help protect domestic industries from foreign competition. However, the Trump administration is also using tariffs as...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1455 post-1455 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-march\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/key-retirement-and-tax-numbers-for-2025\/\">Key Retirement and Tax Numbers for 2025<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Estate, gift, and generation-skipping transfer tax The annual gift tax exclusion (and annual generation-skipping transfer tax exclusion) for 2025 is $19,000, up from $18,000 in 2024. The gift and estate tax basic exclusion amount (and...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1452 post-1452 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-march\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/accounts-for-two-a-team-approach-to-retirement-savings\/\">Accounts for Two: A Team Approach to Retirement Savings<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Working together Tax-deferred retirement accounts such as 401(k)s, 403(b)s, and IRAs can be held in only one person\u2019s name. [A spouse is required to be the beneficiary of a 401(k), and to some extent, a...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1450 post-1450 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-march\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/phased-retirement-can-help-smooth-the-transition\/\">Phased Retirement Can Help Smooth the Transition<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>The federal government has offered a formal phased retirement program since 2014, allowing eligible full-time employees to collect half their pensions while working half time. Typically, at least 20% of their remaining work hours must...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1447 post-1447 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-march\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/could-there-be-a-shift-from-growth-to-value\/\">Could There Be a Shift from Growth to Value?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Value stocks are associated with companies that appear to be undervalued by the market or are in an industry that is currently out of favor. These stocks may be priced lower than might be expected...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1441 post-1441 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-march\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/read-a-good-beige-book-lately\/\">Read a Good Beige Book Lately?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>The Fed\u2019s monetary policy is set by the Federal Reserve Open Market Committee (FOMC), which meets eight times each year. In making their decisions, the FOMC considers a wide array of \u201chard\u201d economic data but...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5681a5 e-con-full e-flex e-con e-child\" data-id=\"b5681a5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b65195 elementor-widget elementor-widget-heading\" data-id=\"8b65195\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">February<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf0f71e elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"cf0f71e\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:1227,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1439 post-1439 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-february\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dad7079 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"dad7079\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HOT TOPIC<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/the-social-security-fairness-act-increases-benefits-for-millions\/\">The Social Security Fairness Act Increases Benefits for Millions<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Although the increased benefit amount for individuals will vary, the Congressional Budget Office (CBO) has estimated that eliminating the GPO will increase monthly benefits for 380,000 impacted spouses by $700 on average and by $1,190...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1436 post-1436 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-february\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/three-market-moving-economic-indicators-to-watch\/\">Three Market-Moving Economic Indicators to Watch<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>The Employment Situation Each month, the Bureau of Labor Statistics publishes the Employment Situation Summary report based on information from the prior month. The data for the report is derived primarily from two sources: (1)...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1433 post-1433 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-february\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/financial-safety-nets-exploring-available-sources-of-emergency-funds\/\">Financial Safety Nets: Exploring Available Sources of Emergency Funds<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Emergency savings account A separate account dedicated solely to emergencies is the cornerstone of any financial plan and acts as the first line of defense in times of crisis. Generally, you\u2019ll want to have at...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1431 post-1431 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-february\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/whats-new-for-2025\/\">What\u2019s New for 2025?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Higher catch-up contributions for some. As of January 1, individuals ages 60 through 63 may be able to make increased catch-up contributions (if offered) to their workplace plan. The catch-up amount for people age 50...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1428 post-1428 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-february\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/indexed-annuities-potential-for-growth-with-some-downside-protection\/\">Indexed Annuities: Potential for Growth with Some Downside Protection<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Of course, the fact that a product is popular doesn\u2019t mean it\u2019s right for you, but it might be worth considering. Indexed annuities are complex, so it\u2019s important to understand how they work and the...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1422 post-1422 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-february\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/is-tip-fatigue-wearing-you-out\/\">Is Tip Fatigue Wearing You Out?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Why tipping culture is changing Tipping affects everyone (even tipped workers have to tip others!) and confusion and complaints about tipping abound. If you\u2019re among those feeling uneasy about tipping, blame the pandemic. That\u2019s when...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b49ab33 e-con-full e-flex e-con e-child\" data-id=\"b49ab33\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc8fbd5 elementor-widget elementor-widget-heading\" data-id=\"fc8fbd5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">January<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15f994b elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"15f994b\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:1227,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1418 post-1418 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-january\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dad7079 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"dad7079\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HOT TOPIC<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/data-for-sale-tips-to-help-protect-your-private-information\/\">Data for Sale: Tips to Help Protect Your Private Information<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>In an online auction, a data broker bids to place \u201creal-time\u201d ads for its clients on a consumer\u2019s cell phone or other mobile device, based on consumer data shared in the auction, which typically includes...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1414 post-1414 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-january\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/home-energy-rebates-could-save-you-money\/\">Home Energy Rebates Could Save You Money<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Many states have applied for or have received optional early funding to jumpstart their home energy rebate programs. Rebates are available in some states starting in 2024 (possibly delayed until 2025 for others). The DOE...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1411 post-1411 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-january\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/would-you-be-prepared-for-an-unplanned-early-retirement\/\">Would You Be Prepared for an Unplanned Early Retirement?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>What you can do now Save as much as possible in tax-advantaged accounts. If you\u2019re forced to retire earlier than planned, your work-sponsored retirement plans, IRAs, and health savings accounts (HSAs) could become critical resources....\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1409 post-1409 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-january\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/a-critical-combo-life-insurance-with-long-term-care-benefits\/\">A Critical Combo: Life Insurance with Long-Term Care Benefits<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>If you plan to pay for care out of pocket, consider how long your retirement savings would last if you or your spouse end up needing care in a nursing home for several years. How...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1406 post-1406 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-january\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/extreme-weather-and-your-home-insurance-how-to-navigate-the-financial-storm\/\">Extreme Weather and Your Home Insurance: How to Navigate the Financial Storm<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>An increase in extreme weather events in recent years has caused many insurance companies to raise rates, restrict coverage, or stop selling policies in high-risk areas. This has left some homeowners in a precarious situation...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1401 post-1401 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-january\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/a-mortgage-recast-is-an-alternative-to-refinancing\/\">A Mortgage Recast Is an Alternative to Refinancing<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>You have extra cash on hand, perhaps from a bonus or an inheritance. It\u2019s sitting in a low-yield account. You are close to retirement or retired. You want to keep your home but lower your...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-304b2bc e-con-full e-flex e-con e-child\" data-id=\"304b2bc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8eac49a elementor-widget elementor-widget-heading\" data-id=\"8eac49a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">December<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-996ea24 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"996ea24\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:1227,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1399 post-1399 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-december\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/charitable-gifts-of-life-insurance\/\">Charitable Gifts of Life Insurance<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Why gift life insurance? Life insurance allows you to make a much larger gift to charity than you might otherwise be able to afford. Generally, the amount the charity will receive (the death benefit) is...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1395 post-1395 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-december\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/year-end-2024-tax-tips\/\">Year-End 2024 Tax Tips<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Set aside time to plan Effective planning requires that you have a good understanding of your current tax situation, as well as a reasonable estimate of how your circumstances might change next year. There\u2019s a...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1393 post-1393 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-december\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/eight-ideas-for-smarter-holiday-shopping\/\">Eight Ideas for Smarter Holiday Shopping<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>1. Make a list. Establish an overall budget, then make a list of gifts you will need to buy and how much you can afford to spend on each person. 2. Shop early. If you...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1391 post-1391 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-december\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/an-umbrella-policy-offers-extra-liability-coverage\/\">An Umbrella Policy Offers Extra Liability Coverage<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>You may face an increased risk of having a liability claim \ufb01led against you if you have a dog, a swimming pool, a trampoline, employ workers in your home, or own a rental property. Or...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1385 post-1385 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-december\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/two-tax-friendly-retirement-plans-for-the-self-employed\/\">Two Tax-Friendly Retirement Plans for the Self-Employed<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>This is not the only reason it may be worthwhile to divert a sizable portion of your earnings to a tax-deferred retirement account. Doing so could significantly reduce your taxable income. Here are two types...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9244b01 e-con-full e-flex e-con e-child\" data-id=\"9244b01\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f16d291 elementor-widget elementor-widget-heading\" data-id=\"f16d291\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">November<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5dcdb07 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"5dcdb07\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:1227,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1382 post-1382 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-november\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dad7079 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"dad7079\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HOT TOPIC<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/high-foreign-investment-in-the-u-s-will-it-last\/\">High Foreign Investment in the U.S. \u2014 Will It Last?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>By contrast, China received just 3% of foreign investment from 2021 to 2023, a significant drop from an average of 7% in the decade ending 2019. Investment in other emerging economies also declined as the...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1379 post-1379 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-november\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/treasury-yields-off-17-year-highs\/\">Treasury Yields Off 17-Year Highs<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>You might consider holding Treasuries to maturity to add stability and predictable income to your portfolio, or you could purchase them with an eye toward selling if prices rise \u2014 or both. Whatever your goals,...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1376 post-1376 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-november\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/if-you-dont-have-a-will-yet-why-not\/\">If You Don\u2019t Have a Will Yet, Why Not?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>If you don\u2019t yet have a will, you\u2019re not alone. According to a recent survey by Caring.com, 64% of Americans think having a will is important, but only 32% have one.1 There are many reasons...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1374 post-1374 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-november\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/fafsa-for-2025-2026-school-year-opens-december-1\/\">FAFSA for 2025\u20132026 School Year Opens December 1<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Tips for submitting the FAFSA The 2025\u20132026 FAFSA is the same as the redesigned, streamlined version from last year. Here\u2019s what you need to know about completing the form. FSA ID. To file the FAFSA...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1371 post-1371 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-november\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/do-you-know-your-medicare-coverage-options\/\">Do You Know Your Medicare Coverage Options?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>New beneficiaries can choose among these options when they enroll, while current beneficiaries can make changes during the annual Open Enrollment Period from October 15 to December 7 (see chart). Some changes can also be...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1365 post-1365 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-november\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/higher-rates-pressure-borrowers-and-some-banks-is-your-money-safe\/\">Higher Rates Pressure Borrowers and Some Banks: Is Your Money Safe?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>These events brought renewed attention to how banks operate and the risks they take to earn money on customer deposits, as well as the government\u2019s role in regulating and supervising bank activities. Interest rate risks...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b1080fb e-con-full e-flex e-con e-child\" data-id=\"b1080fb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d693de elementor-widget elementor-widget-heading\" data-id=\"0d693de\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">October<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4109bbf elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"4109bbf\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:1227,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1363 post-1363 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-october\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dad7079 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"dad7079\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HOT TOPIC<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/the-fed-finally-cut-interest-rates-what-could-it-mean-for-your-finances\/\">The Fed Finally Cut Interest Rates. What Could It Mean for Your Finances?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>The long-awaited policy shift suggests that a soft landing \u2014 the rare feat of bringing down inflation without causing a recession \u2014 is in sight. It also marks a critical juncture for the economy, with...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1361 post-1361 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-october\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/can-you-put-the-brakes-on-rising-auto-insurance-premiums\/\">Can You Put the Brakes on Rising Auto Insurance Premiums?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Higher vehicle prices and repair costs (including parts and labor), more accidents, a rising number of fraud cases and lawsuits, and severe weather events have affected the bottom line of insurers, leading to across-the-board rate...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1359 post-1359 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-october\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/do-you-have-enough-life-insurance\/\">Do You Have Enough Life Insurance?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>You should periodically review your life insurance coverage to ensure that it adequately reflects your life situation. Here are several methods to consider in determining your life insurance needs. Income rule The most basic rule...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1356 post-1356 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-october\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/making-the-most-of-your-credit-card\/\">Making the Most of Your Credit Card<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Credit cards are no longer viewed solely as a debt instrument for cash-strapped individuals. Instead, they are prized for a variety of benefits, such as earning rewards and travel perks, protecting purchases, building credit, and...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1350 post-1350 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-october\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/a-pension-strategy-that-may-boost-your-income\/\">A Pension Strategy That May Boost Your Income<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>If your spouse consents in writing, you can waive the QJSA and elect instead to receive a single-life annuity. With this option, payments are made over your lifetime but stop upon your death. Single-life annuity...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1347 post-1347 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-october\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/whats-your-real-return\/\">What\u2019s Your Real Return?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Let\u2019s say you want to purchase a bank-issued certificate of deposit (CD), because you like the lower risk and fixed interest rate that a CD can offer. CD rates rose substantially with the Federal Reserve\u2019s...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b6e3d1 e-con-full e-flex e-con e-child\" data-id=\"1b6e3d1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96810aa elementor-widget elementor-widget-heading\" data-id=\"96810aa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">September<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42003f9 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"42003f9\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:1227,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1345 post-1345 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-september\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dad7079 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"dad7079\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HOT TOPIC<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/should-you-worry-about-market-volatility\/\">Should You Worry About Market Volatility?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>The final losses for the day were not as bad as they might have been. In the early morning, the CBOE Volatility Index \u2014 often called the fear gauge \u2014 reached the third-highest level in...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1343 post-1343 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-september\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/its-complicated-inheriting-iras-and-retirement-plans\/\">It\u2019s Complicated: Inheriting IRAs and Retirement Plans<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>RMDs and RBDs IRA owners and, in most cases, retirement plan participants must start taking annual required minimum distributions (RMDs) from their non-Roth accounts by April 1 following the year in which they reach RMD...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1341 post-1341 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-september\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/retroactive-social-security-benefits-a-chance-to-turn-back-time\/\">Retroactive Social Security Benefits: A Chance to Turn Back Time<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Receiving retroactive benefits in a lump sum might be helpful if you face a change in health or need cash in an emergency. However, you\u2019ll want to think through the consequences, because taking an initial...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1339 post-1339 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-september\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/eight-great-investing-quotes\/\">Eight Great Investing Quotes<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>\u201cThe individual investor should act consistently as an investor and not as a speculator.\u201d1 \u2014 Benjamin Graham, investor, author, and teacher known as the \u201cfather of value investing.\u201d A speculator takes large risks in the...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1337 post-1337 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-september\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/thinking-of-selling-your-home-dont-be-surprised-by-capital-gains-taxes\/\">Thinking of Selling Your Home? Don\u2019t Be Surprised by Capital Gains Taxes<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Capital gains taxes apply to the profit from selling a home, so they may be of special concern \u2014 and potential surprise \u2014 for older homeowners who bought their homes many years ago and might...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1330 post-1330 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-september\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/just-your-average-millionaire\/\">Just Your Average Millionaire<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Unfortunately, having a national average net worth that exceeds $1 million does not mean the typical American is a millionaire. A small number of very wealthy households skews the average. As always, the median net...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7048ce1 e-con-full e-flex e-con e-child\" data-id=\"7048ce1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85910dd elementor-widget elementor-widget-heading\" data-id=\"85910dd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">August<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-928c9cc elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"928c9cc\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:1227,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1328 post-1328 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-august\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dad7079 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"dad7079\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HOT TOPIC<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/real-estate-commission-changes-around-the-corner\/\">Real Estate Commission Changes Around the Corner<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Background For decades, many real estate agents have had little choice but to join NAR and follow its rules regarding local Multiple Listing Services (MLS) \u2014 the databases used by most brokers to list information...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1325 post-1325 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-august\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/watch-for-these-hazards-on-the-road-to-retirement\/\">Watch for These Hazards on the Road to Retirement<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Traveling aimlessly Embarking on an adventure without a destination can be exciting, but not when it comes to retirement. Before starting any investing journey, the first step is setting a realistic goal. You\u2019ll need to...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1322 post-1322 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-august\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/mixing-it-up-asset-allocation-and-diversification\/\">Mixing It Up: Asset Allocation and Diversification<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Keep in mind that asset allocation and diversification are methods used to help manage investment risk; they do not guarantee a profit or protect against investment loss. Establishing balance Asset allocation refers to the mix...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1319 post-1319 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-august\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/after-the-loss-of-a-loved-one-watch-out-for-scams\/\">After the Loss of a Loved One, Watch Out for Scams<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>A common scam after the loss of a loved one, often referred to as \u201cghosting,\u201d is when an identity thief uses personal information obtained from an obituary to assume the identity of a deceased individual....\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1316 post-1316 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-august\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/consumer-sentiment-do-americans-see-brighter-days-ahead\/\">Consumer Sentiment: Do Americans See Brighter Days Ahead?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>After a long stretch of downbeat readings, this closely watched gauge of consumer confidence turned more optimistic at the beginning of 2024. Between November 2023 and January 2024, the University of Michigan\u2019s Consumer Sentiment Index...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1310 post-1310 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-august\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/equity-reits-is-there-room-for-real-estate-in-your-portfolio\/\">Equity REITs: Is There Room for Real Estate in Your Portfolio?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>You can buy shares in individual REITs, just as you might buy shares in any publicly traded company, or you can invest through mutual funds or exchange-traded funds. The option to invest in a REIT...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6fa721d e-con-full e-flex e-con e-child\" data-id=\"6fa721d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-712fdbe elementor-widget elementor-widget-heading\" data-id=\"712fdbe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">July<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a690a57 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"a690a57\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:1227,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1307 post-1307 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-july\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dad7079 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"dad7079\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>HOT TOPIC<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/the-economic-impact-of-an-aging-world\/\">The Economic Impact of an Aging World<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>The French conflict over the retirement age reflects a fundamental social and economic issue throughout the developed world. Put simply, the world population is getting older, which means the percentage of workers in the population...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1303 post-1303 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-july\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/should-you-buy-or-lease-your-next-vehicle\/\">Should You Buy or Lease Your Next Vehicle?<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>As a rule, if you plan on keeping a vehicle for a long period of time, it makes more sense to buy it. But if having the latest technology and safety features is important to...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1301 post-1301 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-july\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/birthday-benefits-quiz\/\">Birthday Benefits Quiz<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Can you match these ages to the related federal benefits and tax responsibilities? One age will be used twice. 50 55 59\u00bd 62 65 67 70 73 75 ___ 1. Eligible for full Social Security...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1298 post-1298 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-july\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/the-irs-wants-more-info-about-your-gig-income\/\">The IRS Wants More Info About Your Gig Income<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>This change was delayed for the 2023 tax year because it could trigger frustrating unintended consequences. For example, an estimated 44 million taxpayers might have received unexpected 1099-K forms \u2014 with amounts that may not...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1295 post-1295 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-july\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/can-home-improvements-lower-your-tax-bill-it-depends\/\">Can Home Improvements Lower Your Tax Bill? It Depends<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Here are two more ways that improving your home could potentially reduce your tax burden. Capital improvements Projects that add to the value of your home, prolong its life, or adapt it to new uses...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1227\" class=\"elementor elementor-1227 e-loop-item e-loop-item-1289 post-1289 newsletter type-newsletter status-publish has-post-thumbnail hentry newsletter-category-july\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-e4ff02f e-flex e-con-boxed e-con e-parent\" data-id=\"e4ff02f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eb006c4 e-con-full e-flex e-con e-child\" data-id=\"eb006c4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f882d elementor-widget__width-auto elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"b3f882d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletter\/saving-for-college-529-plan-vs-roth-ira\/\">Saving for College: 529 Plan vs. Roth IRA<\/a><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b283b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"79b283b\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p>Contribution rules 529 plan: Anyone can open a 529 account. In 2024, individuals can contribute up to $18,000 ($36,000 for married couples) without triggering gift tax implications. And under a special accelerated gifting rule unique...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Will you outlive your retirement income? Are your financial expectations for the coming year realistic? Our financial newsletters are designed to provide helpful information on a wide variety of financial topics. Simply click on one of the newsletter topics below to read the article in its entirety. June May April March February January December November [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1221","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Newsletters - New England Trust<\/title>\n<meta name=\"description\" content=\"In Evanston, IL, Robard Flaremoor offers Financial Planning Services &amp; Financial Advice. \u2018Financial Services\u2019 from College Funding to Wealth Protection. \u2018Tax Services\u2019 include Tax Preparation, Tax Reduction, and Tax Management\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/staging8.dynaserverx.com\/newenglandtrust.com\/newsletters\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Newsletters - 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